With more than three decades of experience advising clients since 1994, Joe has spent his career helping employers build benefits and retirement programs that work for both the business and the people it employs. A two-time founder-turned-builder, he has helped launch and scale three successful firms spanning employee benefits, wealth management, and HR outsourcing, and he previously served as President of one, which was ultimately acquired by an organization with more than $1 billion in annual revenue. Today, Joe brings that big-picture, strategic perspective to employee benefits and financial services, specializing in employer-sponsored programs like group medical, dental, vision, life, and disability coverage, along with retirement plan design and implementation, including 401(k), SIMPLE IRA, profit-sharing, and defined benefit plans. A six-time Atlanta Business Chronicle Top Employee Benefits Advisor, a distinction he has earned every year since the award began, Joe pairs deep technical credentials with a steady, integrity-first approach to advice.